Welcome to FCM Bank

Our mission is to guide your success through relationships built on trust.


Who we are

FCM Bank is headquartered in Malta and has held a Maltese banking licence since 2010. The bank is regulated and supervised by the Malta Financial Services Authority (MFSA) and participates in Malta’s Depositor Compensation Scheme. FCM Bank was acquired by the SAB Group in November 2017.

The Group presently services over 18,000 corporate customers with an annual turnover of EUR 9 billion. Besides Malta, the Group also owns regulated financial institutions in the United Kingdom with offices in London, as well as in the Czech Republic and Slovakia.

SAB Group has superior knowledge of the corporate payment business and spot foreign exchange services, where it has established itself as the leader in the Czech market. We have extensive experience in banking and financial services with a fully-developed infrastructure and significant resources at its disposal.

SAB Group also has a stake in a Czech credit institution with more than 24 years experience in corporate financing solutions and real estate financing.

The Group in numbers

Years of Experience
18 000
Corporate Clients
9 bilion
Annual turnover
Countries where we operate

Key Facts about FCM Bank

  1. Maltese Bank

    Headquartered in Malta; holder of a Maltese banking licence since 2010; and regulated and supervised by the Malta Financial Services Authority (MFSA).

  2. A Trusted Savings Partner

    We have been serving our savers with some of the best products in the market for ten years. All deposits are covered by the Depositor Compensation Scheme.

  3. Long-Term Commitments

    We know long-term goals and results must take priority over short-term success.

  4. A Business Focus

    We are specialists in corporate financing solutions designed to meet the needs of micro businesses, SMEs and large corporates.

  5. The Best Service on the Market

    We are constantly on the lookout for solutions in order to improve the customer experience.

  6. Exceptional Personal Banking Services

    We provide a person you can trust and depend on; someone who will always be there putting the best ideas forward.

Mission & Vision


Our mission is to guide your success.

The World will be a better place where every client will be successful.


True relationships built on trust.

We believe in clients success based on true relationships in order to become the most trusted bank.

Our Values

  1. Trust

    We are frank with our clients and offer assurance in a professional manner.

  2. Integrity

    We believe in harmony of words, acts, humbleness and courage.

  3. Expert

    Our knowledge and business understanding is based on talent, client approach and delivering exceptional results.

  4. Proactivity

    We are motivated to persistently identify and ensure winning solutions for our clients with a passion to win.

  5. Exceptionality

    We believe in a longterm perspective based on exceptional clients care and results.

Our Professional Team

John Soler

Chairman & Non-executive Director

John has more than 40 years of experience in retail banking after holding several senior positions with Bank of Valleta plc (BOV). He led the bank’s operations for over a decade before being appointed to the senior management team as chief credit officer with responsibility for BOV’s lending portfolio, including consumer and business lending and mortgages. John was also responsible for BOV’s card business and trade financing.

Marcel Homolka

Chief Executive Officer

Marcel is a vastly experienced financial services executive who has worked in retail and corporate financial industry for over 15 years. He started his career at UniCredit Bank Czech Republic, where he was responsible for card management and direct channels. He spent 12 years working for Generali CEE in various top executive positions. He effectively managed teams of over 270 employees in 7 CEE countries and built the most profitable pension company in the region by advocating a continuous focus on technical excellence and cost discipline.

Bonamy Mercieca

Chief Credit Officer

Bonamy brings a wealth of experience to the Corporate department. She joined FCM Bank in 2018 and was responsible for setting up the corporate department. She has over 14 years of experience in the Banking industry, working in various areas and holding several senior Positions at HSBC mainly in Operations, Production Management and Process Improvement, Commercial and Corporate Banking both locally and internationally namely in Edinburgh, Madrid and London.

Important notice

We would like to inform our esteemed clientele to ignore emails claiming to be from FCM Bank and requesting confirmation of payments, or personal details like ID card and Passport numbers. These emails are fraudulent. If you do receive any suspicious emails, delete immediately, do not download any attachments accompanying the email or click on links that appear in the message. If you are unsure whether this is a fraudulent email or not, please contact us by phone on (+356) 2248 8000 or by email on info@fcmbank.com.mt so that we can assist further.

We are here to help

Do you have any questions? Our team of specialists is at your service.

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