Bonus Savings Account


Bring your aspirations to life


We started with a simple idea: saving money should be for everyone, and by everyone we mean everyone who is tired of having money sitting in an ordinary savings account earning low interest. Our Bonus Savings Account is a high-interest savings account with no strings attached, which gives you online access to your money whenever you like and rewards you with bonus interest.
A savings account which pays interest on every Euro saved, and rewards you with bonus interest.


Features and benefits at a glance

  • A variable interest rate of 0.50% a bonus of 0.25% p.a. if no withdrawal made during 12 consecutive months.
  • Withdrawals can be made at any time without having to give notice to the Bank.
  • Minimum deposit €2,000 or £5,000
  • Interest paid annually
  • No Account opening or maintenance fees
  • FCM Bank is a member of the Depositor Compensation Scheme established in Malta



Interest Rates

Bonus Savings Account EUR (€)  GBP (£)
Annual Interest+ Bonus2 0.50% + 0.25%  0.50% + 0.25%

Interest is correct as at 20/03/2017.  

(1) Interest paid annually on 30th September.

(2) To earn the Bonus Interest of 0.25% p.a. make no withdrawals during 12 consecutive months.

How to apply

Opening a Bonus Savings Account is as easy as 1,2,3.

To apply simply click on the ‘Apply Now’ button, fill in and print the online application form:

1. Complete the online application form
2. Send the required documents by post
3. Transfer your deposit or write a cheque to FCM Bank and we’ll do the rest

If you prefer to meet us in person you may bring all the required documentation to FCM Bank.

Contact Us

To speak to one of our Customer Relationship Advisers, please call on our Freephone 8007 3737 or (+356) 21388388. You may also send us an email on

Apply Now

Terms and Conditions

To read more about our specific terms and conditions click here.