Who we Are


FCM is a Maltese bank specialising in savings and fixed term products. We are savings specialists and our vision is to empower our customers to start and keep saving to make their money work harder.


The reason we can offer market leading rates is because we operate online and have only one branch, so we can keep our overheads low and pass on the savings to our customers.


FCM Bank focuses on delivering simple, straightforward and good-value products. We are different because we take the time to listen and understand our customers’ needs over a cup of coffee, so we can help them identify the right savings product and get them on the path to achieving their goals, whatever that may be.


Our simple and transparent approach is part of the reason FCM is such a success story. From a zero base, we now have more than 2,900 accounts with over €50 million in deposits and growing.


Our strong customer focus is reflected in our workplace and we are constantly evolving in this dynamic and challenging market. As a business we like to do things differently and we encourage our staff to do the same while giving our customers the best service possible.


FCM Bank was founded by a fund managed by Fortelus Capital Management LLP, a UK-based asset manager which has been active in the European Credit Market since 2007.


Key Facts about FCM Bank:


  • Over 1,800 customers in Malta and growing

  • Headquartered in Malta

  • Holder of a Maltese banking licence since 2010 and is regulated and supervised by the Malta Financial Services Authority (MFSA)

  • Participant in the Depositor Compensation Scheme of Malta


FCM Bank is committed to high standards of corporate governance. For further information, please click here