Product for German Clients
Savings Account
We are entering the German savings account market and want to offer our new German clients a premium rate of 0,41% p.a. Highest interest rate on total balance, online and easy set-up, no hidden fees. Access your money at any time, no notice period. Start saving profitably with FCM Bank and open an online savings account today.
Internet Banking for German Clients
Key Facts about FCM Bank
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Maltese Bank
Headquartered in Malta; holder of a Maltese banking licence since 2010; and regulated and supervised by the Malta Financial Services Authority (MFSA).
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A Trusted Savings Partner
We have been serving our savers with some of the best products in the market for ten years. All deposits are covered by the Depositor Compensation Scheme.
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Long-Term Commitments
We know long-term goals and results must take priority over short-term success.
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A Business Focus
We are specialists in corporate financing solutions designed to meet the needs of micro businesses, SMEs and large corporates.
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The Best Service on the Market
We are constantly on the lookout for solutions in order to improve the customer experience.
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Exceptional Personal Banking Services
We provide a person you can trust and depend on; someone who will always be there putting the best ideas forward.
Control and Supervision
Malta is a member of the eurozone and, like all member states, must have a regulator overseeing the financial and capital markets. Moreover, Malta's regulator, the MFSA, falls directly under the ECB, which is responsible for the entire eurozone market and must therefore respect the same regulations as central banks in Germany, Austria or any other country.
MFSA - Malta Financial Services Authority
The Maltese Financial Services Authority (MFSA), like the Deutsche Bundesbank, is the single regulator of financial services in Malta. The MFSA regulates banking, financial institutions, payment institutions, insurance companies and insurance intermediaries, investment services companies and collective investment schemes, securities markets, etc.
ECB - European Central Bank
FCM Bank Limited is also controlled by the European Central Bank. FCM Bank Limited is also a member of the deposit insurance scheme (Deposit Compensation Scheme) in Malta, which allows a further development within the European Union through acquisition of a bank in the euro area, which holds a European banking license.
We are here to help
Do you have any questions? Our team of specialists is at your service.