German Savings Account
Highest interest rate on total balance, online and easy set-up, no hidden fees. Access your money at any time, no notice period.
Why our Savings Account?
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Highest interest rate
Place your available resources in a savings account with one of the highest interest rates.
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Your money is protected
The money you deposit with FCM Bank is protected - up to €100,000 under Deposit Guarantee Scheme.
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Interest on the entire deposit
The interest rate is the interest rate on your entire deposit.
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No hidden fees
With us you will not encounter any hidden fees, everything can be found in the detailed price list.
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Money at your disposal
Access your money within 3 days.
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Free set-up and management
Opening and maintenance is free of charge and without the need to maintain a current account or use other banking products.
Interest rates
The given interest rate is the interest on the entire amount of your deposit.
| Deposit amount in EUR | Annual interest rate |
| Up to EUR 100,000 | 2.11 % |
Effective as of 20th January 2023.
FAQ
The maximum deposit is EUR 100,000.
FCM Bank does not charge any fees to open an account. There may be fund-transfer charges from your origination bank. For further information about charges view the Guide to Fees and Charges.
For all amount of deposits, interest is paid on a quarterly basis and is compounded to the same account.
Yes, FCM Bank is a participant in the Depositor Compensation Scheme as established under the laws of Malta.
Key Facts about FCM Bank
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Maltese Bank
Headquartered in Malta; holder of a Maltese banking licence since 2010; and regulated and supervised by the Malta Financial Services Authority (MFSA) and European Central Bank (ECB).
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Trusted Partner
Moderate growth, marking FCM Bank as the most progressive corporate local bank.
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Business Focus
The core business of the Bank is corporate lending with particular focus on real-estate financing.
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Long–Term Commitments
We are building better Malta. We are financing development of more than 1,000 new apartments and houses. We also strive to provide support and collaboration to our clients and employees ensuring sustainable growth and success.
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Other Markets
We are operating in Malta, Czech Republic, and Germany.
We are here to help
Do you have any questions? Our team of specialists is at your service.