Loans

FCM Bank is a Maltese bank specialising in corporate financing solution. Main products and services include Investment loan, Real estate loan, Project financing and Working capital loan.

INVESTMENT LOAN

Investment Loan involves a medium to long-term loan with the main purpose being the provision of funds for the acquisition of both tangible and intangible investment assets for business development.

The obtained funds can be used for business activities directly connected with the given investment or for the refinancing of previously provided investment loans.

PRODUCT BENEFITS FOR YOUR BUSINESS

LTV
up to 80%

Interest rates
from 3.48%

Very
competitive
fees

TERM
extended to
12 years

INVESTMENT LOAN


 

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REAL ESTATE LOAN

Real Estate Loan involves a medium to long-term loan facility aimed at the financing of Real Estate developments which are intended for resale.

The obtained funds can be used for the financing of costs connected with the realisation of the development, ranging from the purchase, construction and finishing of the premises.

PRODUCT BENEFITS FOR YOUR BUSINESS

LTV
up to 80%

Interest rates
from 3.48%

Very
competitive
fees

5-year Term
with flexible
further extension

REAL ESTATE LOAN


 

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PROJECT FINANCING LOAN

Project Financing involves a long-term loan facility aimed at the end financing of properties (including the purchase, construction or reconstruction and finishes) which are developed for rental purposes.

The loan repayment will be primarily generated from the rental of the subject property.

PRODUCT BENEFITS FOR YOUR BUSINESS

LTV
up to 80%

Interest rates
from 3.48%

Very
competitive
fees

5-year Term
extended to
20 years

PROJECT FINANCING LOAN


 

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WORKING CAPITAL LOAN

The Working Capital Loan is a short to medium term loan aimed at financing the normal operation of a client’s business related to the day to day business activities e.g. stock purchase or to fund the gap between maturity of receivables and payables.

The funds obtained can be used for business activities directly related to the operations of the enterprise (purchase, production and sale of its products / services) or for the refinancing of previously provided operating credits.

PRODUCT BENEFITS FOR YOUR BUSINESS

LTV
up to 90%

Interest rates
from 3.48%

Very
competitive
fees

Annually
resolving loan
based on business
performance

WORKING CAPITAL LOAN


 

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For more information, please get in touch with us on the below contact details:

Tel: (+356) 21388388
Email: corporate@fcmbank.com.mt