GDPR and PSD2

GDPR

What is GDPR?

GDPR stands for General Data Protection Regulation and builds upon existing data protection laws currently in place within the EU. It is designed to protect and empower all EU citizens’ data privacy providing them with increased rights and to reshape the way organisations across the region approach such data privacy.

When does the GDPR come into effect?

The GDPR comes into effect across the EU including Malta on the 25th of May 2018.

Who is affected by the GDPR?

The GDPR applies to all companies processing and holding personal data of data subjects residing in the EU, regardless of where the company is located.

What is personal data?

Personal data refers to any information related to a natural person (known also as ‘Data Subject’), that may be used to directly or indirectly identify the person.

Why is the GDPR being introduced?

The aim of GDPR is to achieve openness and transparency between individuals and the organisations that use their data. Due to the numerous digital and technological advances taking place, this has brought about new ways in which data can be used and shared and therefore, GDPR attempts to ensure organisations act in an accountable and compliant manner where they process individuals' data.

How will GDPR affect you as an FCM customer?

GDPR provides you with more transparency regarding your personal data. It strengthens your rights, giving you improved access to your data and the right to review and, in certain circumstances, edit or delete the information that organisations store about you. No action is required from customers. For further information regarding your rights as a data subject, click on the following link https://www.fcmbank.com.mt/privacy-policy 

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